Protection Backed by Experience. Built on Trust.
Business Insurance
General Liability
Life Insurance
Workers Compensation
Home Insurance
Umbrella Insurance
Commercial Auto
Auto Insurance
For decades, we’ve helped businesses and families protect what they’ve worked hard to build. Clear advice, strong coverage, and a partner you can count on when it matters most.
Reliable Service for Santa Cruz
Since 1990
With a legacy of integrity, we have provided Santa Cruz businesses and families with comprehensive protection for over three decades.
Family Owned
We are more than just an agency; we are neighbors who understand the unique needs of our community and its residents.
Personalized Coverage
We don't sell standard policies; we build tailored insurance solutions that fit your lifestyle and provide true peace of mind.
Peace of Mind Through Expert Protection
We believe that insurance should be a shield, not a source of stress. At O'Brien Insurance Agency, we specialize in simplifying complex coverage so you can focus on what matters most. Our team provides clear, accessible solutions tailored to your unique needs, ensuring you are protected with absolute confidence.
Transparent Pricing
No hidden fees or surprise charges. We provide clear, upfront quotes so you know exactly what you are paying for.
Full Support
Whether it's a car accident or a home emergency, our dedicated agents are available to assist you.
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What Our Clients Say
★★★★★
They are an excellent team, always very helpful, and make the insurance process much easier for us and our family. We are grateful to have them as our insurance providers!
Blake Weber
★★★★★
The staff is friendly and knows their job well. I feel like my house, my car and I are fully covered.
Employees always know who I am when I call. While it's nice to go to the store and see them in person, most matters can be resolved over the phone or online.
Patrick Teverbaugh
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"The staff at this office are very knowledgeable and professional. They are very thorough and patient in explaining the products and policies, so I can understand exactly what I am getting."
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This office has always been helpful and responsive in all my interactions! Highly recommended. It is a pleasure to work with them.
Judy Rangel
Nancy Swartz
Visit Our Santa Cruz Office
Experience peace of mind in the heart of the Monterey Bay. We are dedicated to providing clear and accessible insurance solutions for individuals and families in Santa Cruz.